Buy now pay later
The example below illustrates just one way you can choose to pay for goods at dabs.com. Don't forget, you can also always choose to pay cash in full at the time of purchase via credit or debit card.
This is a Buy Now Pay Later loan agreement. With the exception of a 10% deposit, you can purchase and enjoy the benefits of any eligible product or combination of products from our portfolio NOW (your total order value must be above £250.00 to be eligible), then make no further payments for 12 whole months. Provided you pay the final balance in full before the 12 month BNPL period expires, you will pay no interest!
However, should you choose not to settle the outstanding balance in full before the 12 month BNPL period expires, you can simply continue to make your loan repayments on a monthly basis at the interest rate shown on your loan agreement.
The following example, which is for illustration purposes only, is based on someone today buying the product you were viewing.
Typical 29.8% APR Variable
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Cash price (including standard delivery charge)
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£269.98
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Deposit (10%)
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£27.98
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Arrangement Fee
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£45.00
(will be charged on all applications that are successful even if balance is paid within the 12 month BNPL period)
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Amount of credit
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£242.00
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Monthly instalments (36 months)
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£10.13
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Total payable
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£437.66 (includes deposit and arrangement fee)
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Buy Now Pay Later Date
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21 November 2010
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Total charge for Credit should you choose not to settle within the 12 month BNPL period
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£122.68
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NOTE:This is an interest bearing loan and should you choose not to settle within the 12 month BNPL period, then you will incur interest charges as laid out in the above example. However, if the Amount of Credit of £242.00 is paid in full on or before 21 November 2010 then you will pay no interest.
This type of loan attracts interest which is calculated daily and debited monthly in arrears on each monthly instalment date. In calculating the APR, no account has been taken of any variation which may occur in the Interest Rate.
Written terms available on request.
Credit is subject to status and available to UK residents aged 18 or over. Finance will be provided by V-12 Holdings Limited T/A v12Finance.com. Registered in England Number 04585692. Registered Office: V-12 Holdings Limited, Unit 20, Neptune Court, Vanguard Way, Cardiff, South Glamorgan, CF24 5PJ.
The retailer is dabs.com plc.
See www.dabs.com/finance for more information. Online finance is for private consumer customers only.
If you're a business customer, for business leasing options, please email corporate@dabs.com